/* ════════════════════════════════════════════
   ZYNIFI — SHARED STYLES
   Used across index.html, tax.html, legal.html, pms.html
════════════════════════════════════════════ */

:root {
  --navy:    #080C1A;
  --navy2:   #0D1228;
  --navy3:   #1C2235;
  --navy4:   #252B42;
  --gold:    #C9A84C;
  --gold2:   #E8C97A;
  --gold3:   #8B6E2A;
  --white:   #F5F6FA;
  --white2:  #C8CAD4;
  --white3:  #7A7D8C;
  --white4:  #3A3D52;
  --green:   #3ECF8E;
  --blue:    #4A8FE7;
  --serif:   'Cormorant Garamond', Georgia, serif;
  --sans:    'Outfit', sans-serif;
  --mono:    'DM Mono', monospace;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }

body {
  background: var(--navy);
  color: var(--white);
  font-family: var(--sans);
  font-size: 16px;
  line-height: 1.6;
  overflow-x: hidden;
}

/* ── NAV ─────────────────────────────────────── */
nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 200;
  padding: 0 60px;
  height: 68px;
  display: flex; align-items: center; gap: 40px;
  background: rgba(8, 12, 26, 0.82);
  backdrop-filter: blur(24px) saturate(1.8);
  border-bottom: 1px solid rgba(201,168,76,0.1);
  transition: background 0.3s;
}
.nav-logo {
  font-family: var(--serif);
  font-size: 24px; font-weight: 700;
  color: var(--white);
  letter-spacing: -0.5px;
  text-decoration: none;
}
.nav-logo span { color: var(--gold); }

.nav-links {
  display: flex; gap: 8px;
  list-style: none; margin-left: auto;
  align-items: center;
}
.nav-links > li { position: relative; }
.nav-links > li > a, .nav-link-btn {
  font-size: 13px; font-weight: 500; letter-spacing: 0.3px;
  color: var(--white3); text-decoration: none;
  transition: color 0.2s;
  padding: 8px 14px;
  display: flex; align-items: center; gap: 6px;
  cursor: pointer;
  background: none; border: none;
  font-family: var(--sans);
}
.nav-links > li > a:hover, .nav-link-btn:hover { color: var(--white); }
.nav-links > li > a.active, .nav-link-btn.active { color: var(--gold); }
.nav-chevron {
  font-size: 9px; transition: transform 0.2s;
}
.nav-links > li:hover .nav-chevron { transform: rotate(180deg); }

/* Dropdown */
.nav-dropdown {
  position: absolute; top: 100%; left: 0;
  min-width: 240px;
  background: var(--navy3);
  border: 1px solid rgba(201,168,76,0.15);
  border-radius: 12px;
  padding: 8px;
  opacity: 0; visibility: hidden;
  transform: translateY(8px);
  transition: all 0.2s;
  box-shadow: 0 20px 50px rgba(0,0,0,0.4);
}
.nav-links > li:hover .nav-dropdown {
  opacity: 1; visibility: visible;
  transform: translateY(0);
}
.dropdown-item {
  display: flex; align-items: flex-start; gap: 12px;
  padding: 12px;
  border-radius: 8px;
  text-decoration: none;
  transition: background 0.15s;
}
.dropdown-item:hover { background: rgba(201,168,76,0.06); }
.dropdown-icon {
  width: 36px; height: 36px; border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 16px; flex-shrink: 0;
}
.dropdown-icon.tax { background: rgba(201,168,76,0.1); }
.dropdown-icon.legal { background: rgba(74,143,231,0.1); }
.dropdown-icon.pms { background: rgba(62,207,142,0.1); }
.dropdown-text strong {
  font-size: 13px; font-weight: 600; color: var(--white);
  display: block; margin-bottom: 2px;
}
.dropdown-text span {
  font-size: 11px; color: var(--white3); line-height: 1.4;
}

.nav-cta {
  padding: 8px 22px;
  background: var(--gold);
  color: var(--navy);
  border-radius: 8px;
  font-size: 13px; font-weight: 700;
  text-decoration: none;
  transition: all 0.2s;
  white-space: nowrap;
}
.nav-cta:hover {
  background: var(--gold2);
  transform: translateY(-1px);
  box-shadow: 0 8px 24px rgba(201,168,76,0.25);
}

/* ── COMMON BUTTONS ──────────────────────────── */
.btn-primary {
  padding: 14px 32px;
  background: var(--gold);
  color: var(--navy);
  border-radius: 10px;
  font-size: 14px; font-weight: 700;
  text-decoration: none;
  transition: all 0.2s;
  border: none; cursor: pointer;
  display: inline-block;
  font-family: var(--sans);
}
.btn-primary:hover {
  background: var(--gold2);
  transform: translateY(-2px);
  box-shadow: 0 12px 32px rgba(201,168,76,0.3);
}
.btn-ghost {
  padding: 14px 32px;
  background: transparent;
  color: var(--white);
  border-radius: 10px;
  font-size: 14px; font-weight: 500;
  text-decoration: none;
  border: 1px solid rgba(255,255,255,0.15);
  transition: all 0.2s;
  cursor: pointer;
  display: inline-block;
  font-family: var(--sans);
}
.btn-ghost:hover {
  background: rgba(255,255,255,0.06);
  border-color: rgba(255,255,255,0.3);
}

/* ── SECTION HEADERS ─────────────────────────── */
.section-eyebrow {
  font-family: var(--mono);
  font-size: 10px; font-weight: 400;
  letter-spacing: 3px; text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 12px;
  display: block;
}
.section-title {
  font-family: var(--serif);
  font-size: clamp(36px, 5vw, 56px);
  font-weight: 300;
  line-height: 1.1;
  letter-spacing: -1px;
  margin-bottom: 16px;
}
.section-title em { font-style: italic; color: var(--gold); }
.section-sub {
  font-size: 16px; font-weight: 300; color: var(--white3);
  max-width: 480px; line-height: 1.7; margin-bottom: 64px;
}

/* ── SCROLL REVEAL ───────────────────────────── */
.reveal {
  opacity: 0;
  transform: translateY(32px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}
.reveal-delay-1 { transition-delay: 0.1s; }
.reveal-delay-2 { transition-delay: 0.2s; }
.reveal-delay-3 { transition-delay: 0.3s; }

/* ── COIN VISUAL (shared) ────────────────────── */
@keyframes coinSpin {
  from { transform: rotate(0deg); }
  to   { transform: rotate(360deg); }
}
@keyframes coinPulse {
  0%, 100% { box-shadow: 0 0 0 1px rgba(201,168,76,0.3), 0 0 40px rgba(201,168,76,0.15), 0 20px 60px rgba(0,0,0,0.4); }
  50%       { box-shadow: 0 0 0 1px rgba(201,168,76,0.5), 0 0 60px rgba(201,168,76,0.25), 0 20px 60px rgba(0,0,0,0.4); }
}
.coin-icon {
  width: 18px; height: 18px; border-radius: 50%;
  background: conic-gradient(from 0deg, #8B6E2A, #C9A84C, #E8C97A, #C9A84C, #8B6E2A);
  flex-shrink: 0;
}

/* ── FOOTER ──────────────────────────────────── */
footer {
  background: var(--navy2);
  border-top: 1px solid var(--white4);
  padding: 60px 60px 40px;
}
.footer-top {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 60px; margin-bottom: 48px;
}
.footer-brand {
  font-family: var(--serif);
  font-size: 26px; font-weight: 700; color: var(--white);
  margin-bottom: 12px;
}
.footer-brand span { color: var(--gold); }
.footer-tagline {
  font-size: 14px; color: var(--white3); line-height: 1.7;
  max-width: 260px;
}
.footer-col-title {
  font-size: 11px; font-weight: 700; letter-spacing: 2px;
  text-transform: uppercase; color: var(--white3);
  margin-bottom: 20px;
}
.footer-links {
  list-style: none; display: flex; flex-direction: column; gap: 10px;
}
.footer-links a {
  font-size: 14px; color: var(--white3);
  text-decoration: none; transition: color 0.15s;
}
.footer-links a:hover { color: var(--white); }
.footer-bottom {
  padding-top: 24px;
  border-top: 1px solid var(--white4);
  display: flex; justify-content: space-between; align-items: center;
  flex-wrap: wrap; gap: 12px;
}
.footer-copy { font-size: 12px; color: var(--white3); }
.footer-legal {
  display: flex; gap: 20px;
}
.footer-legal a {
  font-size: 12px; color: var(--white3);
  text-decoration: none; transition: color 0.15s;
}
.footer-legal a:hover { color: var(--white); }

/* ── PAGE HERO (for sub-pages) ───────────────── */
.page-hero {
  min-height: 60vh;
  display: flex; flex-direction: column;
  align-items: center; justify-content: center;
  text-align: center;
  padding: 140px 40px 80px;
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: '';
  position: absolute; inset: 0;
  pointer-events: none;
}
.page-hero-eyebrow {
  font-family: var(--mono);
  font-size: 11px; font-weight: 400;
  letter-spacing: 3px; text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 24px;
}
.page-hero-h1 {
  font-family: var(--serif);
  font-size: clamp(44px, 7vw, 80px);
  font-weight: 300;
  line-height: 1.1;
  letter-spacing: -2px;
  color: var(--white);
  margin-bottom: 20px;
}
.page-hero-h1 em { font-style: italic; color: var(--gold); }
.page-hero-sub {
  font-size: 17px; font-weight: 300;
  color: var(--white2);
  max-width: 560px;
  line-height: 1.8;
  margin: 0 auto;
}

/* ── CONSULTATION MESSAGE BLOCK ──────────────── */
.consult-block {
  max-width: 800px; margin: 0 auto 80px;
  background: var(--navy3);
  border: 1px solid rgba(201,168,76,0.15);
  border-radius: 20px;
  padding: 48px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.consult-block::before {
  content: '';
  position: absolute; top: -100px; left: 50%; transform: translateX(-50%);
  width: 400px; height: 300px;
  background: radial-gradient(ellipse, rgba(201,168,76,0.08) 0%, transparent 70%);
  pointer-events: none;
}
.consult-icon {
  width: 64px; height: 64px;
  border-radius: 50%;
  background: rgba(201,168,76,0.1);
  border: 1px solid rgba(201,168,76,0.2);
  display: flex; align-items: center; justify-content: center;
  font-size: 28px;
  margin: 0 auto 24px;
}
.consult-title {
  font-family: var(--serif);
  font-size: 32px; font-weight: 600;
  margin-bottom: 16px; color: var(--white);
}
.consult-title em { font-style: italic; color: var(--gold); }
.consult-text {
  font-size: 16px; color: var(--white2);
  line-height: 1.8; max-width: 560px;
  margin: 0 auto 32px;
}
.consult-actions {
  display: flex; gap: 14px; justify-content: center; flex-wrap: wrap;
}

/* ── BOOKING WIDGET (Calendly) ───────────────── */
.booking-section {
  padding: 0 60px 100px;
  background: var(--navy2);
}
.booking-card {
  max-width: 900px; margin: 0 auto;
  background: var(--navy3);
  border: 1px solid var(--white4);
  border-radius: 20px;
  overflow: hidden;
}
.booking-header {
  padding: 32px 40px;
  text-align: center;
  border-bottom: 1px solid var(--white4);
}
.booking-title {
  font-family: var(--serif);
  font-size: 26px; font-weight: 600; color: var(--white);
  margin-bottom: 8px;
}
.booking-title em { font-style: italic; color: var(--gold); }
.booking-desc {
  font-size: 14px; color: var(--white3); line-height: 1.7;
  max-width: 480px; margin: 0 auto;
}
.booking-embed {
  min-height: 580px;
}
.booking-embed iframe {
  width: 100%; height: 580px; border: none; display: block;
}
.booking-fallback {
  padding: 60px 40px; text-align: center;
}
.booking-fallback-icon { font-size: 40px; margin-bottom: 16px; }
.booking-fallback-text {
  font-size: 14px; color: var(--white3); line-height: 1.7;
  max-width: 420px; margin: 0 auto 24px;
}

/* "or" divider between booking and form */
.or-divider {
  display: flex; align-items: center; gap: 16px;
  max-width: 900px; margin: 48px auto;
}
.or-divider-line { flex: 1; height: 1px; background: var(--white4); }
.or-divider-label {
  font-family: var(--mono);
  font-size: 11px; letter-spacing: 2px; text-transform: uppercase;
  color: var(--white3);
}

/* ── ITR INFOGRAPHIC SECTION ─────────────────── */
.itr-section { padding: 0 60px 100px; background: var(--navy); }
.itr-wrap {
  max-width: 1100px; margin: 0 auto;
  border-radius: 24px; overflow: hidden;
  border: 1px solid rgba(201,168,76,0.2);
}
.itr-header {
  background: linear-gradient(135deg, var(--navy3) 0%, rgba(201,168,76,0.06) 100%);
  padding: 48px;
  text-align: center;
  border-bottom: 1px solid var(--white4);
}
.itr-eyebrow {
  font-family: var(--mono); font-size: 10px; letter-spacing: 3px;
  text-transform: uppercase; color: var(--gold); margin-bottom: 16px;
}
.itr-title {
  font-family: var(--serif); font-size: clamp(32px, 5vw, 52px);
  font-weight: 300; line-height: 1.1; letter-spacing: -1px;
  color: var(--white); margin-bottom: 8px;
}
.itr-title strong { font-weight: 700; color: var(--gold); }
.itr-tagline {
  font-size: 15px; color: var(--white2); font-weight: 300;
  margin: 16px 0 20px;
}
.itr-pills { display: flex; gap: 10px; justify-content: center; flex-wrap: wrap; }
.itr-pill {
  font-size: 11px; font-weight: 700; letter-spacing: 1.5px; text-transform: uppercase;
  padding: 6px 16px; border-radius: 20px;
  background: rgba(201,168,76,0.1); color: var(--gold);
  border: 1px solid rgba(201,168,76,0.25);
}

.itr-grid {
  display: grid; grid-template-columns: 1fr 1fr;
  background: var(--navy2);
}
.itr-col { padding: 40px 48px; }
.itr-col:first-child { border-right: 1px solid var(--white4); }
.itr-col-title {
  font-family: var(--serif); font-size: 20px; font-weight: 600;
  color: var(--white); margin-bottom: 24px;
}

/* Why file on time */
.itr-reason {
  display: flex; gap: 16px; align-items: flex-start;
  padding: 14px 0; border-bottom: 1px solid var(--white4);
}
.itr-reason:last-child { border-bottom: none; }
.itr-reason-icon {
  width: 40px; height: 40px; border-radius: 10px;
  background: rgba(201,168,76,0.1);
  display: flex; align-items: center; justify-content: center;
  font-size: 18px; flex-shrink: 0;
}
.itr-reason-title { font-size: 14px; font-weight: 600; color: var(--white); margin-bottom: 4px; }
.itr-reason-desc { font-size: 12px; color: var(--white3); line-height: 1.6; }

/* Due dates */
.itr-due-card {
  border: 1px solid rgba(201,168,76,0.25);
  border-radius: 14px; padding: 18px 20px;
  margin-bottom: 12px;
  display: flex; align-items: center; gap: 16px;
}
.itr-due-icon {
  width: 40px; height: 40px; border-radius: 50%;
  background: rgba(201,168,76,0.1);
  display: flex; align-items: center; justify-content: center;
  font-size: 16px; flex-shrink: 0;
}
.itr-due-label { font-size: 13px; font-weight: 600; color: var(--white); margin-bottom: 2px; }
.itr-due-sub { font-size: 11px; color: var(--white3); line-height: 1.5; }
.itr-due-date {
  margin-left: auto; text-align: right;
  font-family: var(--serif); font-size: 18px; font-weight: 700; color: var(--gold);
  line-height: 1.2; white-space: nowrap;
}
.itr-penalty-note {
  font-size: 12px; color: var(--white3); line-height: 1.7;
  padding: 14px 18px; background: var(--navy3); border-radius: 10px;
  margin-top: 8px;
}
.itr-penalty-note strong { color: var(--gold); }

/* Process + docs */
.itr-bottom {
  display: grid; grid-template-columns: 1.3fr 1fr;
  background: var(--navy3);
  border-top: 1px solid var(--white4);
}
.itr-process { padding: 40px 48px; border-right: 1px solid var(--white4); }
.itr-process-steps { display: flex; gap: 8px; align-items: stretch; flex-wrap: wrap; }
.itr-process-step { flex: 1; min-width: 120px; text-align: center; position: relative; }
.itr-process-num {
  width: 48px; height: 48px; border-radius: 50%;
  background: rgba(201,168,76,0.1); border: 1px solid rgba(201,168,76,0.25);
  display: flex; align-items: center; justify-content: center;
  font-size: 18px; margin: 0 auto 12px;
}
.itr-process-title { font-size: 12px; font-weight: 600; color: var(--white); line-height: 1.4; }
.itr-process-arrow {
  position: absolute; top: 24px; right: -14px;
  color: var(--gold); font-size: 14px; opacity: 0.5;
}
.itr-process-step:last-child .itr-process-arrow { display: none; }

.itr-docs { padding: 40px 48px; }
.itr-docs-list { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.itr-doc-item {
  display: flex; align-items: center; gap: 8px;
  font-size: 12px; color: var(--white2);
}
.itr-doc-item::before {
  content: '✓'; color: var(--green); font-weight: 700;
  width: 18px; height: 18px; border-radius: 50%;
  background: rgba(62,207,142,0.1);
  display: flex; align-items: center; justify-content: center;
  font-size: 10px; flex-shrink: 0;
}

.itr-footer {
  padding: 24px 48px;
  background: var(--navy);
  display: flex; gap: 24px; justify-content: center; flex-wrap: wrap;
  align-items: center;
}
.itr-footer-item {
  display: flex; align-items: center; gap: 8px;
  font-size: 12px; font-weight: 600; color: var(--white2);
}
.itr-footer-item .dot { color: var(--gold); }

/* Sticky / prominent contact buttons */
.itr-cta-row {
  padding: 32px 48px;
  background: linear-gradient(135deg, var(--navy3) 0%, rgba(201,168,76,0.05) 100%);
  border-top: 1px solid var(--white4);
  display: flex; gap: 16px; justify-content: center; align-items: center; flex-wrap: wrap;
  text-align: center;
}
.itr-cta-text {
  font-family: var(--serif); font-size: 18px; font-weight: 600; color: var(--white);
  width: 100%; margin-bottom: 4px;
}
.itr-cta-text em { color: var(--gold); font-style: italic; }
.btn-whatsapp {
  display: inline-flex; align-items: center; gap: 10px;
  padding: 14px 32px;
  background: #25D366; color: #08130c;
  border-radius: 10px; font-size: 14px; font-weight: 700;
  text-decoration: none; transition: all 0.2s;
}
.btn-whatsapp:hover { background: #2ee878; transform: translateY(-2px); box-shadow: 0 12px 32px rgba(37,211,102,0.3); }

@media (max-width: 900px) {
  .itr-grid, .itr-bottom { grid-template-columns: 1fr; }
  .itr-col:first-child, .itr-process { border-right: none; border-bottom: 1px solid var(--white4); }
  .itr-col, .itr-process, .itr-docs { padding: 32px 24px; }
  .itr-header { padding: 32px 24px; }
  .itr-docs-list { grid-template-columns: 1fr; }
  .itr-process-steps { flex-direction: column; }
  .itr-process-arrow { display: none; }
}

/* ── MARKET TICKER (PMS page) ─────────────────── */
.market-ticker {
  position: fixed; top: 68px; left: 0; right: 0; z-index: 190;
  background: var(--navy3);
  border-bottom: 1px solid rgba(201,168,76,0.12);
  overflow: hidden;
  height: 38px;
  display: flex; align-items: center;
}
.ticker-track {
  display: flex; gap: 40px; align-items: center;
  white-space: nowrap;
  animation: tickerScroll 35s linear infinite;
  padding-left: 100%;
}
.market-ticker:hover .ticker-track { animation-play-state: paused; }
@keyframes tickerScroll {
  from { transform: translateX(0); }
  to   { transform: translateX(-100%); }
}
.ticker-item {
  display: flex; align-items: center; gap: 8px;
  font-family: var(--mono); font-size: 12px;
}
.ticker-name { color: var(--white2); font-weight: 500; }
.ticker-val { color: var(--white); font-weight: 500; }
.ticker-change { font-weight: 600; }
.ticker-change.up { color: var(--green); }
.ticker-change.down { color: #f87171; }

/* Push hero down to account for ticker */
.pms-page .page-hero { padding-top: 178px; }

/* Stock search bar */
.market-search-section {
  padding: 0 60px 60px;
  background: var(--navy);
}
.market-search-card {
  max-width: 700px; margin: 0 auto;
  background: var(--navy3);
  border: 1px solid var(--white4);
  border-radius: 16px;
  padding: 24px 28px;
}
.market-search-label {
  font-size: 11px; font-weight: 700; letter-spacing: 1.5px; text-transform: uppercase;
  color: var(--white3); margin-bottom: 12px;
}
.market-search-row {
  display: flex; gap: 10px;
}
.market-search-input {
  flex: 1; padding: 12px 16px;
  background: var(--navy4); border: 1px solid var(--white4);
  border-radius: 10px; color: var(--white);
  font-family: var(--sans); font-size: 14px; outline: none;
  transition: border-color 0.2s;
}
.market-search-input:focus { border-color: var(--gold); }
.market-search-input::placeholder { color: var(--white3); }
.market-search-btn {
  padding: 12px 24px; background: var(--gold); color: var(--navy);
  border: none; border-radius: 10px; font-size: 14px; font-weight: 700;
  cursor: pointer; transition: all 0.2s;
}
.market-search-btn:hover { background: var(--gold2); }
.market-search-result {
  margin-top: 16px; padding: 16px;
  background: var(--navy4); border-radius: 12px;
  display: none;
}
.market-search-result.show { display: flex; align-items: center; gap: 16px; }
.msr-symbol { font-family: var(--serif); font-size: 20px; font-weight: 700; color: var(--white); }
.msr-name { font-size: 11px; color: var(--white3); }
.msr-price { font-family: var(--mono); font-size: 18px; font-weight: 500; color: var(--white); margin-left: auto; }
.msr-change { font-size: 12px; font-weight: 600; }

/* ── NET WORTH HERO (PMS page) ─────────────────── */
.networth-section {
  padding: 60px 60px 100px;
  background: var(--navy);
  position: relative; overflow: hidden;
}
.networth-section::before {
  content: '';
  position: absolute; top: -150px; left: 50%; transform: translateX(-50%);
  width: 700px; height: 500px; border-radius: 50%;
  background: radial-gradient(ellipse, rgba(62,207,142,0.06) 0%, transparent 70%);
  pointer-events: none;
}
.networth-card {
  max-width: 900px; margin: 0 auto;
  background: linear-gradient(135deg, var(--navy3) 0%, rgba(62,207,142,0.03) 100%);
  border: 1px solid rgba(62,207,142,0.2);
  border-radius: 24px;
  padding: 56px 48px;
  text-align: center;
  position: relative;
}
.networth-greeting {
  font-size: 15px; color: var(--white3); margin-bottom: 16px;
  font-family: var(--mono); letter-spacing: 1px;
}
.networth-label {
  font-size: 13px; font-weight: 600; letter-spacing: 2px; text-transform: uppercase;
  color: var(--white3); margin-bottom: 12px;
}
.networth-value {
  font-family: var(--serif); font-size: clamp(48px, 9vw, 88px);
  font-weight: 700; color: var(--white);
  line-height: 1; margin-bottom: 24px;
  letter-spacing: -2px;
}
.networth-value span { color: var(--green); }
.networth-goal {
  font-size: 17px; color: var(--white2); font-weight: 300;
  line-height: 1.8; max-width: 540px; margin: 0 auto;
}
.networth-goal strong {
  color: var(--gold); font-weight: 700;
  font-family: var(--serif); font-size: 22px;
}
.networth-progress-wrap { max-width: 540px; margin: 28px auto 0; }
.networth-progress-label {
  display: flex; justify-content: space-between;
  font-size: 11px; color: var(--white3); margin-bottom: 8px;
  font-family: var(--mono); letter-spacing: 0.5px;
}
.networth-progress-bar {
  height: 8px; background: var(--navy4); border-radius: 4px; overflow: hidden;
}
.networth-progress-fill {
  height: 100%; border-radius: 4px;
  background: linear-gradient(90deg, var(--gold3), var(--gold), var(--green));
  transition: width 0.6s ease;
}

/* Add asset section */
.add-asset-section {
  padding: 0 60px 100px;
  background: var(--navy2);
}
.add-asset-card {
  max-width: 900px; margin: 0 auto;
  background: var(--navy3);
  border: 1px solid var(--white4);
  border-radius: 20px;
  padding: 40px 48px;
}
.add-asset-title {
  font-family: var(--serif); font-size: 26px; font-weight: 600;
  color: var(--white); margin-bottom: 8px; text-align: center;
}
.add-asset-title em { color: var(--green); font-style: italic; }
.add-asset-desc {
  font-size: 13px; color: var(--white3); text-align: center;
  margin-bottom: 32px;
}
.asset-form-row {
  display: grid; grid-template-columns: 2fr 1.5fr 1fr auto; gap: 12px;
  margin-bottom: 24px; align-items: end;
}
.asset-form-group { display: flex; flex-direction: column; gap: 6px; }
.asset-form-label {
  font-size: 11px; font-weight: 600; letter-spacing: 0.5px;
  color: var(--white3); text-transform: uppercase;
}
.asset-add-btn {
  padding: 12px 24px; background: var(--green); color: var(--navy);
  border: none; border-radius: 10px; font-size: 13px; font-weight: 700;
  cursor: pointer; transition: all 0.2s; white-space: nowrap;
}
.asset-add-btn:hover { background: #5fe0ab; transform: translateY(-1px); }

.asset-list { display: flex; flex-direction: column; gap: 8px; margin-bottom: 8px; }
.asset-row {
  display: grid; grid-template-columns: 2fr 1.5fr 1fr auto; gap: 12px;
  align-items: center;
  padding: 12px 16px;
  background: var(--navy4); border-radius: 10px;
  font-size: 13px;
  animation: assetFadeIn 0.3s ease;
}
@keyframes assetFadeIn {
  from { opacity: 0; transform: translateY(-8px); }
  to   { opacity: 1; transform: translateY(0); }
}
.asset-row-name { color: var(--white); font-weight: 500; }
.asset-row-type {
  font-size: 10px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase;
  color: var(--white3);
}
.asset-row-amount { font-family: var(--mono); color: var(--green); font-weight: 500; text-align: right; }
.asset-row-remove {
  width: 24px; height: 24px; border-radius: 6px;
  background: rgba(248,113,113,0.1); color: #f87171;
  border: none; cursor: pointer; font-size: 12px;
  display: flex; align-items: center; justify-content: center;
  transition: all 0.15s;
}
.asset-row-remove:hover { background: rgba(248,113,113,0.2); }
.asset-empty {
  text-align: center; padding: 32px; color: var(--white3); font-size: 13px;
}

@media (max-width: 900px) {
  .itr-section, .market-search-section, .networth-section, .add-asset-section { padding: 40px 24px; }
  .networth-card, .add-asset-card { padding: 32px 24px; }
  .asset-form-row, .asset-row { grid-template-columns: 1fr; gap: 8px; }
  .asset-row-remove { justify-self: end; }
  .pms-page .page-hero { padding-top: 150px; }
  .market-search-row { flex-direction: column; }
}

/* ── CONTACT FORM ────────────────────────────── */
.contact-section {
  padding: 100px 60px;
  background: var(--navy2);
}
.contact-layout {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 60px;
  max-width: 1100px; margin: 0 auto;
  align-items: start;
}
.contact-info-card {
  background: var(--navy3);
  border: 1px solid var(--white4);
  border-radius: 20px;
  padding: 40px;
}
.contact-info-title {
  font-family: var(--serif);
  font-size: 26px; font-weight: 600;
  margin-bottom: 12px; color: var(--white);
}
.contact-info-desc {
  font-size: 14px; color: var(--white3);
  line-height: 1.7; margin-bottom: 32px;
}
.contact-channel {
  display: flex; gap: 16px; align-items: flex-start;
  margin-bottom: 24px;
  padding-bottom: 24px;
  border-bottom: 1px solid var(--white4);
}
.contact-channel:last-child { border-bottom: none; margin-bottom: 0; padding-bottom: 0; }
.channel-icon {
  width: 44px; height: 44px; border-radius: 12px;
  background: rgba(201,168,76,0.1);
  border: 1px solid rgba(201,168,76,0.2);
  display: flex; align-items: center; justify-content: center;
  font-size: 18px; flex-shrink: 0;
}
.channel-label {
  font-size: 11px; font-weight: 700; letter-spacing: 1.5px;
  text-transform: uppercase; color: var(--white3);
  margin-bottom: 4px;
}
.channel-value {
  font-size: 15px; font-weight: 500; color: var(--white);
}
.channel-value a { color: var(--gold); text-decoration: none; }
.channel-sub {
  font-size: 12px; color: var(--white3); margin-top: 2px;
}

.contact-form-card {
  background: var(--navy3);
  border: 1px solid var(--white4);
  border-radius: 20px;
  padding: 40px;
}
.form-group { margin-bottom: 20px; }
.form-label {
  display: block; font-size: 12px; font-weight: 600;
  letter-spacing: 0.5px; color: var(--white2);
  margin-bottom: 8px;
}
.form-input, .form-select, .form-textarea {
  width: 100%; padding: 12px 16px;
  background: var(--navy4);
  border: 1px solid var(--white4);
  border-radius: 10px;
  color: var(--white);
  font-family: var(--sans);
  font-size: 14px;
  outline: none;
  transition: border-color 0.2s;
}
.form-input:focus, .form-select:focus, .form-textarea:focus {
  border-color: var(--gold);
}
.form-input::placeholder, .form-textarea::placeholder { color: var(--white3); }
.form-textarea { resize: vertical; min-height: 110px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%237A7D8C' d='M1 1l5 5 5-5'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 16px center;
  cursor: pointer;
}
.form-submit {
  width: 100%;
  padding: 14px;
  background: var(--gold);
  color: var(--navy);
  border: none;
  border-radius: 10px;
  font-size: 14px; font-weight: 700;
  cursor: pointer;
  transition: all 0.2s;
  font-family: var(--sans);
}
.form-submit:hover {
  background: var(--gold2);
  transform: translateY(-1px);
  box-shadow: 0 8px 24px rgba(201,168,76,0.25);
}
.form-note {
  font-size: 11px; color: var(--white3);
  margin-top: 12px; text-align: center; line-height: 1.6;
}
.form-success {
  display: none;
  text-align: center;
  padding: 40px 20px;
}
.form-success.show { display: block; }
.form-success-icon {
  font-size: 40px; margin-bottom: 16px;
}
.form-success-title {
  font-family: var(--serif);
  font-size: 24px; font-weight: 600; color: var(--white);
  margin-bottom: 8px;
}
.form-success-text {
  font-size: 14px; color: var(--white3); line-height: 1.7;
}

/* ── PROCESS STEPS ────────────────────────────── */
.process-section {
  padding: 100px 60px;
  background: var(--navy);
}
.process-grid {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px;
  max-width: 1200px; margin: 64px auto 0;
}
.process-step {
  text-align: center;
  position: relative;
}
.process-num {
  width: 56px; height: 56px;
  border-radius: 50%;
  background: rgba(201,168,76,0.08);
  border: 1px solid rgba(201,168,76,0.2);
  display: flex; align-items: center; justify-content: center;
  font-family: var(--serif);
  font-size: 22px; font-weight: 700; color: var(--gold);
  margin: 0 auto 20px;
}
.process-step-title {
  font-size: 15px; font-weight: 600; color: var(--white);
  margin-bottom: 8px;
}
.process-step-desc {
  font-size: 13px; color: var(--white3); line-height: 1.6;
}

/* ── MOBILE ──────────────────────────────────── */
@media (max-width: 900px) {
  nav { padding: 0 24px; }
  .nav-links { display: none; }
  .page-hero { padding: 110px 24px 60px; }
  .consult-block { padding: 32px 24px; }
  .contact-section { padding: 60px 24px; }
  .contact-layout { grid-template-columns: 1fr; gap: 32px; }
  .form-row { grid-template-columns: 1fr; }
  .process-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  footer { padding: 48px 24px 32px; }
  .footer-top { grid-template-columns: 1fr 1fr; gap: 32px; }
}